1. Introduction
Momentum Funding Group LLC (“Momentum”, “we”, “us”, or “our”) is committed to protecting the privacy and security of the personal information that we collect from our clients and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website [insert website URL] or engage with our products and services. By using our website or services, you consent to the practices described herein.
2. Scope of this Policy
This policy applies to personal information we collect in connection with:
- your interaction with our website;
- your engagement with our financing, banking-related or lending services;
- communications with us (via email, phone, or otherwise).
It does not apply to information collected by us offline or through channels other than our website, unless otherwise stated.
3. Information We Collect
We may collect the following categories of information:
- Personal / Identifiable Information: Name, address, email address, telephone number, date of birth, social security number or taxpayer ID, driver’s license or government ID number, bank account number, transaction history, income information, employment information.
- Non-Public Personal Information (NPI): In the context of financial services, this may include information gathered in connection with our services: e.g., credit history, loan or financing application information, account balances, payment history, collateral information, and other sensitive financial information.
- Usage and Technical Information: IP address, browser type and version, operating system, pages visited on our site, time and date of visit, referral URL, cookie and tracking information.
- Other Information: Any other information you choose to provide us (for example via customer service correspondence, application forms, or other interactions).
4. How We Use Your Information
We may use the information we collect for purposes including, but not limited to:
- Providing, managing and delivering our financial services and products to you;
- Evaluating, processing, underwriting or servicing your financing or banking-related transaction;
- Communicating with you about your account, transactions, updates, promotions or administrative matters;
- Facilitating payments, collections, and any other contractually required activities;
- Verifying your identity, performing credit or risk assessments, fraud prevention and anti-money-laundering activities;
- Improving our website, services, customer experience, analytics and internal operations;
- Complying with legal, regulatory, audit or other oversight obligations.
5. How We Share and Disclose Your Information
We may share the information we collect as follows:
- With our affiliates and subsidiaries for the purposes described in this policy.
- With non-affiliated third parties as required or permitted under applicable law and regulatory rules (including the Gramm‑Leach‑Bliley Act (“GLBA”) Financial Privacy Rule). Baker McKenzie Resource Hub+3Federal Trade Commission+3FDIC+3
- With service providers, vendors and contractors who perform functions on our behalf (e.g., data hosting, analytics, payment processing, regulatory compliance).
- With government authorities, regulators or law enforcement if required or permitted by law (for example pursuant to subpoenas, court orders, or to prevent fraud or otherwise protect rights or safety).
- With your consent or at your direction.
Under the GLBA and our regulatory obligations, when we share “nonpublic personal information” (NPI) with non-affiliated third parties outside of exceptions, we must provide you with an opportunity to opt-out of certain disclosures. FDIC+1
6. Your Rights and Choices
- If you are a consumer or customer, you may have a right to opt-out of certain sharing of your NPI with non-affiliated third parties.
- You may also have rights under applicable state laws (such as rights to access, correct, delete or restrict processing of your personal data) depending on your residency. Bloomberg Law
- You may also have the ability to disable or delete tracking cookies via your browser settings.
- If you change your mind or wish to update or correct your personal information, please contact us as indicated below.
7. Cookies, Web Beacons and Tracking Technologies
Our website uses cookies and similar technologies to recognise your browser or device, to help us personalise your experience, analyse website usage, administer the website and detect potential security issues. You can manage or disable cookies via your browser settings; please note that disabling cookies may limit your ability to use certain features of our site.
8. Data Security
We implement and maintain appropriate administrative, technical and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration or destruction. We regularly review our security practices and monitor for vulnerabilities. However, no system is impenetrable and we cannot guarantee absolute security of your information.
9. Data Retention
We will retain your personal information for as long as needed to fulfil the purposes for which it was collected (or as required by law). When we no longer need to retain your information, we will delete or anonymize it in accordance with our data-retention policies.
10. International Transfers
If we transfer your personal information to processing locations outside your jurisdiction (for example outside the U.S.), we will ensure that appropriate protections are in place, consistent with applicable law.
11. Children’s Privacy
Our services are intended for adult users only (18 years and older). We do not knowingly collect personal information from individuals under 13. If we learn we have collected personal data from a child under 13, we will delete it promptly. For any services directed at children under the age of 13, additional protections under the Children’s Online Privacy Protection Act (“COPPA”) may apply. Wikipedia+1
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we make material changes, we will post a notice on our website or otherwise provide you with notice, and update the “Last Updated” date above. Your continued use of our website or services after such changes constitutes your acceptance of the revised policy.
13. How to Contact Us
If you have questions about this Privacy Policy or would like to exercise your rights, you may contact us at:
Momentum Funding Group LLC
[Insert Address]
Email: [Insert Privacy contact email]
Phone: [Insert phone number]Suggested text: Visitor comments may be checked through an automated spam detection service.